Kasasa Saver

You don't have to be a math whiz to realize that earning two great interest rates is better than just one. Kasasa Saver is a high interest savings vehicle that attaches to your Kasasa Cash account.

Each monthly qualification cycle, your earnings and ATM fee refunds are automatically transferred to this account where they earn a second interest rate. Not only do you build your balance fast, you're also setting aside funds each month without even thinking about it. Genius!

Kasasa Saver
  • Questions?
  • Attached to Kasasa Cash account
  • 0.25% APY* on entire balance
  • 0.05% APY* if qualifications are not met
  • ATM fee refunds worldwide*
  • Free automatic reward transfers
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free online banking
  • No minimum amount to open
  • FDIC insured


It's easy to qualify for the Kasasa rewards! Simply complete the following transactions and activities in Kasasa Cash each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least one recurring direct deposit or automatic payment (ACH) post and settle
  • Be enrolled and log into online banking
  • Be enrolled and receive eStatement notice

Should you miss the qualifications, you pay no penalties and will still earn our base rate of interest. And you can easily get the higher rate back the very next month!

*APY=Annual Percentage Yield. APYs accurate as of 1/07/2014. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $0.01 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) balances up to $15,000 receive APY of 0.99%; and (2) balances over $15,000 earn 0.25% interest rate on the portion of the balance over $15,000, resulting in 0.99% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. Transfers between accounts do not count as qualifying transactions. ATM-processed withdrawals do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle all balances in Kasasa Saver receive an APY of 0.25%. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $4.99 per individual transaction. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. If you believe that you have not been reimbursed the correct amount, please contact us. We must hear from you no later then 30 days after the statement cycle when reimbursement was applicable.