Mortgage Rates

Rates subject to change daily.

Effective as of October 28th, 2014. APY=Annual Percentage Yield.

All products not available in all offices. Please contact your local office for availability.



Mortgage Rates

TermInterest RateAPR*
30 Year FHA**3.25%5.413%
30 Year Conv Fixed***3.875%3.984%
15 Year Conv Fixed****3.0%3.296%
5/1 Libor ARM*****3.00%4.442%
Jumbo 30 Year Fixed******

Contact us at 1-800-955-LOAN about other loan programs such as our 10 or 20 year Conventional Fixed Rate, 3/1 Adjustable Rate, 7/1 Adjustable Rate, and 10/1 Adjustable Rate loans.


*Annual Percentage Rate. This is not an offer of credit and is subject to the terms and conditions of American Bank of Huntsville, not all borrowers will qualify, subject to approval and underwriting standards, restrictions may apply. APR based on program availability and subject to change at any time. Rates are for purchases and refinances $175,000 and greater, conventional limits of $417.000. No cash out. APR may vary with amount financed. Equal Housing Lender, Member FDIC.


**Example: $175,000, 30 years, 5.413% APR~ = $971.82 monthly payment (Principal and Interest only)


***Example: $175,000, 30 years, 3.984% APR~ = $822.91 monthly payment (Principal and Interest only)


****Example: $175,000, 15 years, 3.296% APR~ = $1,208.52 monthly payment (Principal and Interest only)


*****Example: $175,000, 30 Year Amortization, margin 2.25%, 2/2/5 caps, 4.442% APR ~= $737.81 monthly payment (Principal and Interest only)